SAMPLE MEMBERSHIP
INSURANCE CERTIFICATE
CERTIFICATE
EFFECTIVE DATE:
CONFIRMATION OF INSURANCE
In consideration of the payment of the premiums received,
it is understood and agreed that the Member of the New
Jersey State Federation of Sportsmen’s Clubs is
accepted under the Master Policy for the twelve month
period, effective as stated above, and that the
Company’s Liability shall be as indicated, subject to
the terms and conditions of the Master Policy and of this
schedule.
Master Policy -
0565060 Lexington Insurance Company.
Limit of Liability -
$1,000,000 Combined Single Limit for any one occurrence and
in the aggregate for all claims in any one Policy year, as
more fully described in the Master Policy.
Immediate notice of any incident or occurrence which may
result in a claim or suit covered by this insurance
shall be given to Haines and Haines/T.C. Irons
Agency, 230 High Street, Burlington, NJ 08016.
Signed at Burlington,
NJ
by
-
Authorized Representative
COVERAGE
The company will indemnify the Insured for all sums which
the Insured shall be legally obligated to pay as damages
and expenses, all as defined by the term “Ultimate
Net Loss”, because of:
(a) Personal Injury, including death at any
time resulting therefrom, and
(b) Property Damage arising out of:
1. hunting,
trapping or fishing for sporting purposes, including loss
or injury while in camp;
2. the legal use
firearms, bow and arrow, hunting falcon or fishing
equipment, while hunting or fishing, practice shooting or
during competition;
3. all other
hunting or fishing related activities sanctioned or
sponsored by the New Jersey State Federation of
Sportsmen’s Clubs.
(A) The term “Insured” is defined
herein as each member of the New Jersey State Federation of
Sportsmen’s Clubs who has enrolled in a membership
plan that includes the liability protection stipulated
herein and who has paid his or her membership dues in
accordance with the plan.
(B) The period of Insurance coverage coincides
with membership which is one full year beginning 12:01 a.m.
on the first day of the month following the month of the
Insured’s membership enrollment; Insurance is renewed
by renewing membership.
(C) The limit of the Insurer’s liability
against such coverage stipulated herein is $1,000,000 for
each insured per incident which occurs in the United States
of America, it’s territories or possessions, or
Canada.
(D) The Insurance shall be in excess of and
shall not contribute with any other insurance any insured
may have which would provide insurance for liability as
stipulated herein.
EXCLUSIONS
I. The insurance shall not apply to Personal Injury or
Property Damage:
(a) which is expected or intended
by the Insured, including intentional acts which result in
a criminal prosecution and conviction against the Insured;
(b) arising out of business pursuits of
the Insured including the Insured’s products or
completed operations;
(c) arising out of the rendering of
or failure to render professional services;
(d) arising out of the ownership,
maintenance or use, loading or unloading of;
(1) an aircraft;
(2) a motor vehicle or recreational
vehicle whether or not licensed for highway use;
(3) a watercraft:
(a) owned by or rented to the
Insured with an inboard or inboard-outdrive motor of more
than 50 horsepower or a sailing vessel with
or without auxiliary power, 26 feet or more in overall
length; or
(b) powered by one or more outboard
motors with more than 25 total horsepower.
(e) caused directly or indirectly
by war, including undeclared war, riot, civil war,
insurrection, rebellion, revolution, warlike act by a
military force or military personnel, destruction or
seizure of use for a military purpose, and including any
consequence of these. Discharge of a nuclear weapon
shall be deemed a warlike act even if accidental.
(f) which is assumed under any
contract or agreement, but this exclusion shall not apply
to land rented to or controlled by the Insured which is
used exclusively for hunting or fishing by the Insured.
(g) of the New Jersey State
Federation of Sportsmen’s Clubs, its officers and
directors, except as members of the association as more
fully defined in the Master Policy.
II. This insurance shall not apply to Property Damage:
(a) to property owned by the
Insured, rented to, occupied or used by or in the care,
custody or control of the Insured.
III. This insurance shall not apply to Personal
Injury:
(a) to any person eligible to
receive any benefits required to be provided or voluntarily
provided by the Insured under any worker’s or
workmen’s compensation, non-occupational disability,
or occupational disease law.
